Alabama flood insurance rate maps

Marc D. Anderson/

Flood maps aren't due out for Alabama until next December, but the specter of rising flood insurance premiums is undeniable.

   Congress, seeking to undo the damage done to the National Flood Insurance Program after 2005, changed the policy to impose more stringent regulation on subsidies and second homes.

   The Press-Register reports ( that those changes have painted a bull's eye on the state's two coastal counties.