Coastal Alabama Braces for Flood Program Changes

Jul 29, 2013

Flood maps aren't due out for Alabama until next December, but the specter of rising flood insurance premiums is undeniable.

   Congress, seeking to undo the damage done to the National Flood Insurance Program after 2005, changed the policy to impose more stringent regulation on subsidies and second homes.

   The Press-Register reports ( that those changes have painted a bull's eye on the state's two coastal counties.

   The exact number of residents who may be affected among the 26,935 policies in Baldwin and 9,305 in Mobile, remains up in the air until neighborhoods adopt the new flood insurance rate maps needed as a part of changes to the program.

   Officials with the Federal Emergency Management Agency, which runs the program, estimate about 2,063 in Mobile and 1,702 in Baldwin.

   Information from: Press-Register,