Thousands of Alabamians may see a difference in their credit scores starting today. Not because their finances have changed--but, rather how their scores are added up. The three major credit reporting companies, Equifax, Experian, and TransUnion will change which records they use. These companies will now only use public records with someone’s name, address, social security number, and date of birth. That means tax liens and civil judgments may be deleted since many of these legal actions lack all this information. An estimated twelve million Americans will see their credit scores improve.